Terms & Conditions

These Terms and Conditions ("Terms") govern your access to and use of the website located at https://www.charlotconsulting.com (the "Website"), operated by Charlot Financial Consulting ("Company," "we," "us," or "our"). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, you should not use this Website.

The Website is provided for general informational purposes only and is not intended to provide accounting, tax, legal, or financial advice. Use of the Website does not create a client relationship between you and Charlot Financial Consulting. A client relationship is established only through a written engagement agreement signed by both parties.

Charlot Financial Consulting provides professional services including accounting, bookkeeping, payroll, and tax preparation. Any services referenced on this Website are subject to separate engagement terms, scope limitations, and applicable professional standards. Information provided on the Website should not be relied upon as a substitute for professional advice tailored to your specific circumstances.

You agree to use the Website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict or inhibit anyone else’s use of the Website. You may not attempt to gain unauthorized access to the Website, its servers, or any related systems, nor may you introduce viruses or other harmful code.

All content on this Website, including text, graphics, logos, and design elements, is the property of Charlot Financial Consulting or its licensors and is protected by applicable intellectual property laws. You may view, download, and print content solely for your personal, non-commercial use. Any other use without prior written consent is prohibited.

While we strive to ensure the accuracy and reliability of information on the Website, Charlot Financial Consulting makes no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, or suitability of the content. The Website is provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, Charlot Financial Consulting disclaims all liability for any damages arising out of or related to your use of, or inability to use, the Website, including but not limited to indirect, incidental, consequential, or punitive damages.

The Website may contain links to third-party websites for convenience. Charlot Financial Consulting does not control and is not responsible for the content, policies, or practices of third-party websites, and access to such sites is at your own risk.

Charlot Financial Consulting reserves the right to modify or discontinue any part of the Website at any time without notice. We may also update these Terms from time to time. Changes will be effective upon posting to the Website, and continued use of the Website constitutes acceptance of the revised Terms.

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles.

If you have questions regarding these Terms and Conditions, please contact Charlot Financial Consulting through the Website at https://www.charlotconsulting.com or by email at Charlotfinancialconsulting@gmail.com.

These Terms and Conditions are provided for general informational purposes and do not constitute legal advice.