More Than Numbers
MEET GARDY
Gardy Charlot founded Charlot Financial to give business owners financial support that goes beyond reports and tax deadlines. With more than 15 years of accounting and financial leadership experience, he has built his career around turning complex financial information into practical, actionable guidance.
His experience includes budgeting, forecasting, operational improvements, compliance, and managing government and private accounts totaling more than $50 million in assets.
Today, Gardy works with small business owners who want to better understand where their business stands, what their numbers are telling them, and what steps to take next.
15+ Years
Financial Experience
MBA
Accounting
U.S. Marine
Veteran
$50M+
Assets Managed
MILITARY SERVICE
Discipline That Extends Beyond the Uniform
Before building his career in finance, Gardy served eight years in the United States Marine Corps, rising to the rank of Platoon Sergeant. He was responsible for training and leading a team of 36 Marines and managed more than $5 million in military assets.
That experience shaped the way he approaches his work today: with discipline, accountability, integrity, and a commitment to taking care of the people who depend on him.
Clear Guidance. Practical Solutions. No Guesswork.
Listen First
Every business is different. We take time to understand your goals and challenges.
Make the Numbers Useful
Financial information should help you make decisions, not leave you with more questions.
Plan Ahead
Good financial management isn’t just about recording what happened. It helps you prepare for what comes next.
SERVICE BEYOND BUSINESS
A Commitment to Making a Difference
Gardy’s commitment to service extends into his community. He has served in neighborhood leadership, participated in international mission work, volunteered to support people in need, and provided financial education designed to help others build stronger financial futures.
Let’s Put Your Numbers to Work.
READY TO MOVE FORWARD?
Whether you need stronger bookkeeping, clearer financial guidance, or proactive tax support, Charlot Financial can help you move forward with greater clarity and confidence.